Tending to Your Garden
The warm weather is here, and that means it’s time to garden! Of course, not everyone has a garden – gardening can be too time-consuming for people who work full-time or travel frequently. But, one of the things to love about retirement – and quarantining – is having more free time to relax and adopt a hobby. All of the above can be benefits of tending to your garden.
You can always tend to your garden – literally. Converting some of your lawn into a garden means less mowing, fewer fertilizers and herbicides, and more time spent enjoying the outdoors. As time goes on, you’ll see, smell, and maybe even taste the fruits of your labor.
A garden is not only beautiful; it’s functional. Growing your own vegetables can be a healthy habit and may reduce your grocery bill a bit. An abundant garden may be something that a potential home buyer likes to see. Gardening can also be a good form of light exercise, and a way to enjoy the outdoors. Gardening may help you de-stress by lowering cortisol levels in your brain, according to the Journal of Health Psychology. Gardening can also be a great mental exercise, as it involves decision making and close observation of plants and weather patterns. It may require you to learn new skills and information about insects, diseases, and the climate, keeping your brain sharp in retirement.
If you’re a creative person, a garden can be a space to design and create something of your own. Gardening in small spaces or harsh climates can be an interesting challenge and might force you to think outside of the box. And, choosing the colors and shape of your garden can stretch your creative muscles.
Whether it’s physical or mental stimulation you’re looking for in retirement, tending to your garden can be an answer. If you haven’t thought about what activities you’ll do and lifestyle you’ll have in retirement, it can help to do so before you start financial planning. We can help you create a retirement plan with your unique lifestyle goals in mind.
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The COVID-19 pandemic has resulted in many things, including canceled trips. Americans are now wondering about summer travel plans, and if it’s wise to make them before the country fully reopens. Just because everything isn’t completely back to normal yet doesn’t mean you can’t or shouldn’t take a vacation this summer – even if it means staying closer to home than you originally planned. Here are three things to know before making summer travel plans.
Can and Will You Retire in a Crisis?
Life is unpredictable, and there are a number of events that can impact our finances, from global pandemics to personal crises. And while adjustments sometimes may need to be made to get back on track, no one wants to put off an event like retirement because they feel forced to. It’s important to take stock of what you have and what you’ll need if you’re nearing or entering retirement. No rule says you must put off retirement, or that your desires are beholden to the state of the world when you reach retirement age.
3 Ways to Stay Safe As We Get Back to Normal
America is starting to reopen, but that doesn’t mean the threat of the coronavirus is gone. While we can all be thankful for looser social distancing measures, it’s still important to think about safety. Here are 3 ways to stay safe as we get back to normal.