3 Ways to Stay Safe As We Get Back to Normal
America is starting to reopen, but that doesn’t mean the threat of the coronavirus is gone. While we can all be thankful for looser social distancing measures, it’s still important to think about safety. Here are 3 ways to stay safe as we get back to normal.
How Are You Traveling?
Riding on a bus or a train could make you more likely to catch the virus than biking, walking, or driving in your car. Travel by plane is the riskiest option at the moment. As for ride-share and taxi services, it may be less risky than a bus or a train, but it is still possible to be exposed to the virus from the driver or from respiratory droplets in the air from a previous passenger. The CDC recommends ride-share and taxi drivers wear face-coverings and ask customers to handle their own bags.
What If You’re Eating at a Restaurant?
The National Restaurant Association released reopening guidelines. Recommendations include spacing tables at least 6 feet apart, providing customers with hand sanitizer, and getting rid of unwrapped straws self-service stations. If you plan on eating at a restaurant, you might avoid being too close to others while waiting for a table or when in the bathroom. Outdoor dining could be safer, according to experts. Restaurant goers might see one-use paper menus or look at menus on their phone instead.
How Can You Stay Safe While Enjoying the Outdoors?
Health experts generally say that exercising or just being outside is safe, as long as you practice social distancing. Basketball and soccer games may still be of concern since players are usually very close to each other. But, social distancing is easy when playing other sports: Golf courses are starting to open, as are tennis courts, beaches, and pools. Tennis players can avoid touching their face after touching the ball, and beachgoers should maintain distance in and out of the water. Wherever you’re going, it’s important to wash your hands frequently, especially upon coming back home.
Let us focus on your financial health while you focus on enjoying normal life again. We can talk about your risk tolerance, long-term goals, and a plan for creating retirement income. We’re available for complimentary financial reviews, where we can learn more about your unique financial planning needs.
3 Things to Know Before Making Summer Travel Plans
The COVID-19 pandemic has resulted in many things, including canceled trips. Americans are now wondering about summer travel plans, and if it’s wise to make them before the country fully reopens. Just because everything isn’t completely back to normal yet doesn’t mean you can’t or shouldn’t take a vacation this summer – even if it means staying closer to home than you originally planned. Here are three things to know before making summer travel plans.
Can and Will You Retire in a Crisis?
Life is unpredictable, and there are a number of events that can impact our finances, from global pandemics to personal crises. And while adjustments sometimes may need to be made to get back on track, no one wants to put off an event like retirement because they feel forced to. It’s important to take stock of what you have and what you’ll need if you’re nearing or entering retirement. No rule says you must put off retirement, or that your desires are beholden to the state of the world when you reach retirement age.
3 Strategies for Creating a Solid Retirement Plan
A recent survey found that 54% of Americans say they’d like to continue working in retirement, while 40% say they worry they won’t be able to retire at all. What they may not realize is that many older workers are forced to retire earlier than expected. A study showed that 26% retired earlier because of job loss, and this number is likely higher after the coronavirus pandemic.