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Market Ups and Downs and Your Retirement

The events over the last few months remind us that no one can predict the ups and downs of the stock market. While there’s abundant information out there to reference so you can make informed decisions, there’s also a lot of conflicting advice. Some argue for “timing the market,” but there is simply no way [...]

2020-05-26T02:12:19+00:00May 26th, 2020|Stock Market, Retirement Planning|

Will You Retire in an Uncertain World?

We’re living in unprecedented times, and the government is taking unprecedented actions to mitigate the damage done by the coronavirus. While strict measures like canceling events of more than 10 people, closing bars and restaurants, and restricting travel are meant to help from a public health standpoint, they’re also having a crippling effect on the [...]

2020-03-30T16:51:20+00:00March 30th, 2020|Retirement Planning|

Age Can Have Its Benefits

We typically don’t think of the word “aging” as having a positive connotation. It may bring to mind graying hairs, aching backs, and slowing down. But these things don’t always have to be true, and they don’t necessarily tell the whole story when it comes to getting older. In fact, in most cultures older people [...]

2020-03-20T19:47:04+00:00March 20th, 2020|Financial Planning, Retirement Planning|

Reasons to Update Your Retirement Account Beneficiaries

Your retirement account has a long life, and it doesn’t necessarily end when yours does. If you’ve contributed to a 401(k) or IRA throughout your career, you’ve probably accumulated a substantial nest egg. Then once you turn 59 ½ you can start withdrawing. And at 70 ½ you must start withdrawing. Required Minimum Distributions (RMDs) [...]

2020-03-10T15:12:15+00:00March 8th, 2020|Retirement Planning|

Retirement Planning in a Volatile Market

The recent market volatility surrounding the Coronavirus may have you concerned, especially if you’re approaching or already in retirement.  Feelings of uncertainty, anxiety, and uneasiness are all common during any scary and volatile market.  These feelings are normal and sometimes it can be beneficial to take a step back and look at the big picture.  [...]

2020-03-03T17:36:29+00:00March 3rd, 2020|Retirement Planning, Stock Market|

Make the Most of Your 401(k)

We all know that a 401(k) is one of the most important retirement planning tools we have: The potential tax benefits and power of compound interest can make it a great savings and investment tool for anyone who practices financial discipline and contributes regularly. But your contributions aren’t the only things to consider when figuring [...]

2020-02-26T19:57:53+00:00February 3rd, 2020|Investment Strategies, Retirement Planning|

3 Retirement Costs to Watch Out For

Some surprises are great, like birthday parties, winning the lottery, and getting two candy bars from the vending machine. Others may not be as much fun, like taxes and unforeseen expenses. However, there are ways to help prepare for these expenses so that they’re not surprises. With a custom strategy in place to help cover [...]

2019-11-18T23:47:56+00:00November 18th, 2019|Retirement Planning|

Technology of the Future: Invisibility Cloaks

Could you have imagined that there would be phones small enough to fit in your pocket, smart enough to talk to you, and with enough storage to hold more music than a room full of vinyl records? Technology has advanced at such a fast rate over the last 100 years that life as we know [...]

2019-11-08T17:05:56+00:00November 8th, 2019|Retirement Planning|

Don’t forget about Your Old 401(k)s

Do you have multiple 401(k)s? If you left your money in a former employer’s 401(k), you may want to reconsider as you near retirement. According to the Bureau of Labor Statics, Baby Boomers have held an average of 12 jobs by the time they turn 50. When you leave a job, the money you contribute [...]

2019-07-19T21:58:21+00:00July 19th, 2019|Financial Planning, Retirement Planning|